Buying Caravan Insurance
Having a caravan gives you an immense feeling of freedom and the different types of caravans are reflected in the insurance. Many people prefer to buy a caravan and leave it in one location all year round so it is essentially like having a second home while other people would prefer to travel around and therefore buy a smaller caravan that they can tow behind them and set off on the open road. So with this in mind we have to consider the difference types of insurance that are available for caravans and their contents.
For the first time the insurance company is keeping in mind that the caravan itself will probably be left unoccupied for large parts of the year even if it is to be found in a safe and secure caravan park. In this instance it is perhaps good to look into your policy to see if they have a temporary accommodation clause. This is put in if you should go to your caravan and something has happened which makes it unfit for habitat and that you were unaware of this beforehand; with this clause then you will probably be able to claim back the expense of accommodation for the night on your insurance.
The trailer type caravan insurance will be more suited to being on the road and travelling to different locations. If you are looking for a quote online through sites such as QuoteSearcher then make sure that this type of insurance covers things such as road damage as it will probably be moved around quite a lot. However, you will not need as big a contents insurance policy here because – as this caravan will be smaller than the one that sits permanently in one location – you will not be able to store as much in it.